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STEP 2. Log in to your Paypal account (or sign up for a free account).
STEP 4. Confirm your billing address, click Continue.
How does PayPal Credit work?
Once your PayPal Credit account is approved, PayPal will provide you with a six-month, interest-free repayment period, during which you have no minimum monthly payments. You can defer payments up to six months. You can pay any amount per month during the first six months. At the end of the sixth month, any remaining balance will have a 19.99% rate retroactively billed. Minimum monthly payments of $25 would begin at that point.